Neill and Neill Insurance Agency Inc.

662 Riverdale St, West Springfield, MA 01089


Personal Umbrella Insurance

The Personal Umbrella Insurance provides an “umbrella” of protection over your other personal liability policies. If you’re involved in a lawsuit while covered by our policy, you can enjoy the security on an additional one million dollars of liability protection. (you may also purchase up to $5,000,000)

Wealth. Lawsuit. Is easy to assume a relationship between the two . Unfortunately, that assumption is a common error made by most people. Because anyone can be sued regardless of income level, for just about any reason. If you’re not covered with a Personal Liability Umbrella, you are risking everything-your car, home, the lifestyle to which you and your family are accustomed, even your future income-if you are involved in a lawsuit.

Following please find an estimate for the cost of our Umbrella policies based on one home and two cars. The rates will vary depending on insurance company and amount of property you own.

  • 1,000,000 – $ 170
  • 2,000,000 – $ 225
  • 3,000,000 – $ 264
  • 4,000,000 – $ 330
  • 5,000,000 – $ 510

If you would like more information about our Umbrella policy or any other type of insurance please email or call us directly.


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